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If you’re ready to take charge of your finances once and for all, The Total Money Makeover by Dave Ramsey is the guide you’ve been waiting for.
This New York Times bestseller has already helped millions of people just like you break free from debt, develop better money habits, and build a future full of peace and financial freedom.

Forget get-rich-quick schemes and complicated fads—Dave’s approach is simple, proven, and designed for real life.
Whether you’re living paycheck to paycheck or just want a stronger financial foundation, The Total Money Makeover lays out a clear step-by-step plan to turn your money around.

Here’s what you’ll learn:

✅ How to create a budget that actually works for your life
✅ How to pay off all your debt—yes, even your car and mortgage—using the powerful debt snowball method
✅ How to recognize and break free from the 10 most dangerous money myths
✅ How to build a strong emergency fund to handle life’s unexpected expenses
✅ How to plan for retirement so you can live (and give!) with true freedom later
✅ How to strengthen your finances for marriage, college costs, and more with brand-new expanded content

Rated an impressive ⭐ 4.7 out of 5 stars by over 21,000 readers on Amazon and 4.2 stars on Goodreads with nearly 95,000 ratings, this book continues to change lives—one smart financial decision at a time.

If you’re serious about creating a better future, it all starts with a plan—and The Total Money Makeover gives you the tools, inspiration, and clear roadmap you need.

👉 Get your copy of The Total Money Makeover on Kindle today and start your transformation!

Cheap 101 Graduate of Distinction T-Shirt – Your Badge of Honor in Savings!

BUY YOUR SHIRT HERE

T-shirts are more than just comfy clothing—they’re a statement, a lifestyle, and sometimes even a conversation starter. And if you’re a fan of savvy spending, saving money, and smart living, we’ve got your next wardrobe essential: the official Cheap 101 T-Shirt! When you rock a Cheap 101 tee, you’re not just dressing for comfort—you’re letting the world know you’re smart about your spending. It’s more than fabric, it’s a financial philosophy. Get your Cheap 101 T-shirt today and join the growing community of financially empowered individuals who know how to live large without spending big.

If you’ve ever felt overwhelmed by a pile of bills, forgotten a due date, or wished you had a better way to track your spending—you’re not alone. Managing finances can feel chaotic sometimes, but it doesn’t have to be. That’s where the Monthly Bill Payment Checklist steps in to save the day!

This highly-rated planner (⭐ 4.4 out of 5 stars from over 1,400 reviews!) is not just a bill tracker—it’s your personal assistant for all things budgeting and financial planning.

Whether you’re organizing family expenses, managing multiple income streams, or simply want to gain better control over your monthly bills, this book gives you an easy, stress-free system to stay ahead.

Why You’ll Love This Bill Payment Tracker:

✅ Set your financial goals each month and track your progress.
✅ Never miss a payment again with a built-in checklist for due dates, amounts due, amounts paid, and any unpaid balances.
✅ Track income, expenses, savings, and debt in a simple, clear layout.
✅ Save important details like bank account information and summarize your yearly financial growth.
✅ Room for brainstorming and notes—because sometimes ideas pop up while you’re budgeting!
✅ Large 8 x 10 inch size that’s easy to write in, with clear, high-quality printing.
✅ 960 billing record spaces to cover up to 4 years of tracking!

More than just a tool, it becomes a beautiful keepsake—a written story of your financial victories, big or small, as you move closer to your goals year after year.

If you’re ready to take the stress out of managing bills and start feeling confident about your money, grab your copy today!
👉 Get the Monthly Bill Payment Checklist on Amazon

Stay organized. Stay motivated. And make your financial journey one to be proud of!

Looking for a cheap gift that’s high on laughs and low on legality (just kidding—kind of)? These faux money rolling papers are perfect for the thrifty rebel with a sense of humor. Made with organic edible ink and designed to burn slow, they bring big Cartel vibes on a dollar store budget. Because nothing says “ballin’ on a budget” like pretending your stash is wrapped in hundreds… even if your wallet says otherwise. 💸😎

Stay organized and stylish while managing your money with this all-in-one A6 Budget Binder set. Featuring a sleek PU leather cover, 8 zippered cash envelopes, 12 budget sheets, colorful labels, and sticker tabs, it’s a fun and practical way to track spending and save with purpose. Lightweight and compact, it fits easily into a purse or backpack—perfect for budgeting on the go at home, work, school, or while traveling. It also makes a thoughtful, affordable gift for anyone looking to take control of their finances with a simple, hands-on system.

Looking for a gift that’s both brilliantly practical and budget-friendly? These Tactical Cargo Socks check all the boxes—and then some. They’re the ultimate cheap-yet-genius gift for any outdoorsy friend… or for your own frugal feet. With cozy warmth and built-in waterproof pockets, they let you stash your essentials right in your socks (because who needs a fancy bag?). Whether you’re hiking a trail or sneaking snacks into the movies, these socks prove you don’t have to spend big to think smart.

Looking for a cheap and practical gift that actually makes a difference? This Budget Planner is a smart, affordable tool to help anyone take control of their finances—whether they’re saving up, paying off debt, or just trying to stop wondering where all their money went. With sections for monthly goals, savings, bills, daily spending, and more, it’s a full financial game plan wrapped in a compact, high-quality journal. Made with premium paper, a sturdy cover, and durable wire binding, it’s built to last a whole year of smarter spending. Bonus: it’s undated, so you can start anytime—and start saving right away.

If you’re heading into the great outdoors and need a shelter that’s both budget-friendly and backpack-approved, this ultralight survival tent is a no-brainer. Made from tough, tear-resistant HeatFlex Mylar, it’s windproof, waterproof, and reusable—reflecting heat in cold or hot climates to keep you comfortable in any weather. At just a fraction of the cost (and weight) of traditional shelters, it’s one of the cheapest and lightest emergency tents you can find—perfect for hikers, campers, or anyone building a smart go-bag.

Looking for a great cheap gift that screams “I’m smart and stylish”? 🎁 This Travel Security Belt is the ultimate low-cost lifesaver for travelers, hikers, and forgetful dads alike. With a hidden compartment perfect for cash, keys, or secret snack stashes, it keeps your valuables safe while fooling pickpockets and TSA agents alike. It’s like a fanny pack’s cooler, slimmer cousin—budget-friendly, stealthy, and ready for adventure.

Saving money is a skill for life—and it’s never too early to start teaching it!
The My First Piggy Bank is a perfect, kid-friendly way to introduce the idea of saving, responsibility, and patience in a fun and meaningful way.
Whether you’re encouraging your own child or looking for a thoughtful gift, this sturdy little piggy bank is built for everyday use and big dreams.

Why Parents (and Kids!) Love This Piggy Bank:

✅ Unbreakable and Kid-Proof:
Made with thick, non-toxic plastic, this bank is built tough to survive accidental drops and rough play. It’s safe, durable, and worry-free.

✅ Perfect Size for Little Savers:
At about 5.9 x 4.7 x 5.1 inches, it’s just the right size for kids to carry, hold, and admire—while still offering plenty of space to save a growing collection of coins and cash!

✅ Easy Access When Needed:
A convenient plastic knob at the bottom makes it easy for kids to retrieve their money when it’s time for a special treat or a big deposit.

✅ Colorful and Fun Choices:
Available in more than ten bright, cheerful colors, there’s a perfect match for every personality—whether your little saver loves classic pink, bold blue, sunny yellow, or beyond!

✅ A Gift That Grows with Them:
Ideal for birthdays, Easter baskets, Christmas gifts, or just because, this piggy bank is perfect for kids ages 4-10—and a thoughtful way to encourage healthy money habits from the start.

Teaching kids to save doesn’t have to be boring—it can be colorful, exciting, and part of their daily adventures!
Give them a place to stash their treasures, celebrate milestones, and build habits that will serve them for a lifetime.

👉 Get your My First Piggy Bank here and start the saving journey!