Dear Students,
I am so happy you’ve decided to enroll in this class. You will find that Cheap101.com is an easy and fun way to learn everything from saving money and budgeting to being happy with what you have.
Saving more and spending less is the new “in thing” to do. You’re helping to save the environment, natural resources, consuming less energy, producing less waste. The world will appreciate you for your effort. But just as important, by being cheap you will strengthen yourself and improve your own life.
You will increase your will power, you will be able to break free from foolish spending habits, You will be better able to appreciate what you already have and will gain a new sense of inner peace because you will know that it’s not really the “things” you buy that bring true happiness. The real peace comes from not being a slave to your whims and desires, credit cards, loans, etc., but, learning to live happily within your means.
Saving money is adding more time to your life to do the things you want to do. Saving money is financial freedom. It’s gives you the freedom to see the things you want to see, to be the type of person you want to be. I’ll be with you on this journey.
Ima B Cheap M.S.
Master in Savings
Honary Degree Holders
Elise Boulding
“Frugality is one of the most beautiful and joyful words in the English language, and yet one that we are culturally cut off from understanding and enjoying.”
TT Munger
“The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought and so broadens the mind.”
Edmond Mbiaka
“Imagine how much you could have saved if you didn’t spend a lot of your money on those unnecessary things with the intention of getting attention or feeling “important” in the eyes of others.”
Suze Orman
“Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum.”
Brigham Young
“If you wish to get rich, save what you get. A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage.”
P.T. Barnum
“A penny here and a dollar there, placed at interest, goes on accumulating, and in this way, the desired result is attained. It requires some training, perhaps, to accomplish this economy, but when once used to it, you will find there is more satisfaction in rational saving than in irrational spending.”
Warren Buffet
“Do not save what is left after spending; instead spend what is left after saving.”
Benjamin Franklin
“If you would be wealthy, think of saving as well as getting.”
James W. Frick
“Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are.”
John C. Maxwell
“A budget is telling your money where to go instead of wondering where it went.”
George Choy
To Become Rich — You Must Value Saving More than Spending.
Thomas Jefferson
“Never spend your money before you have it.”
Robert Kiyosaki
It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.
Will Rogers
“Too many people spend money they haven’t earned, to buy things they don’t want, to impress people that they don’t like.”
Elizabeth Warren
“Balancing your money is the key to having enough.”
John Mc Donough
“Deprive yourself on nothing necessary for your comfort, but live in an honorable simplicity and frugality.”
Nathan W. Morris
Every time you borrow money, you’re robbing your future self.
Agesilaus
By sowing frugality we reap liberty, a golden harvest.
Voltaire
“Don’t think money does everything or you are going to end up doing everything for money.”