More than 1.7 billion people around the world are unbanked and can't access the financial services they need. Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive.
We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.
By lending as little as $25 on Kiva, you can be part of the solution and make a real difference in someone's life. 100% of every dollar you lend on Kiva goes to funding loans.
How it Works
Apply
Find out if you're prequalified, then easily fill out our online application.
Invite
Prove your creditworthiness by inviting friends and family to lend to you.
Fundraise
Go public on Kiva, with your loan visible to over 1.6 million lenders worldwide.
Repay
Build your customer base by repaying your Kiva loan.