But first, here’s today’s gentle nudge from Ima B. Cheap:
“A penny saved is peace of mind earned.”

Cheap 101: 0% Interest Loans

More than 1.7 billion people around the world are unbanked and can’t access the financial services they need. Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive. Kiva provides entrepreneurs with 0% interest loans of up to $15,000. To qualify for a loan, applicants must be over 18 years old, not currently in bankruptcy, have a business and the loan must be used for business purposes.

We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva’s work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.

By lending as little as $25 on Kiva, you can be part of the solution and make a real difference in someone’s life. 100% of every dollar you lend on Kiva goes to funding loans.

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