Cheap 101: SMART Goals

Cheap 101: SMART Goals

A handy acronym known as the SMART formula will help clarify your goals. The acronym of the SMART formula stands for Specific, Measurable, Achievable, Realistic and Timely.  Being specific helps to keep your goals defined, clear, and unambiguous. Measurable means to put in place some sort of criteria to measure your progress towards the accomplishment of the goal. … Read more

Cheap 101: Grocery Shopping Advice

Cheap 101: Grocery Shopping Advice

First, in order to help save money, plan your meals for the week before you shop and then buy what’s on the menu. Otherwise you end up eating out, or, eating the best stuff first and the rest just sits around till it gets rotten or expires, While your planning your meals, try do so that you … Read more

Cheap 101: Sometimes One Car is Enough

Cheap 101: Sometimes One Car is Enough

A lot of people and families have two or more cars. However, when you add up things like insurance, normal wear and tear, depreciation with aging, auto repairs, replacing tires and more, it’s just not worth it.  Often your car is the most expensive possession you’ll have besides your home.  Do you really want to … Read more