Cheap 101: SMART Goals



A handy acronym known as the SMART formula will help clarify your goals. The acronym of the SMART formula stands for Specific, Measurable, Achievable, Realistic and Timely.  Being specific helps to keep your goals defined, clear, and unambiguous. Measurable means to put in place some sort of criteria to measure your progress towards the accomplishment of the goal. Achievable is to make sure that your goals are attainable and not impossible to achieve. Of course you need to be realistic in setting goals to. Don't expect a miracle to happen, working towards goals does take time and effort. Finally make sure they are time bound. If you set a huge goal you might never accomplish it.  Some things are best handled in baby steps to make them less overwhelming.