Our Blog

Our Blog
If you like saving money, you'll love our blog. We write about everything from current sales to how to save money, set goals and more. Check out some of our newest articles below.
Cheap 101: Some of our Favorite Sales
Sales, sales, sales everywhere.  Unlike clearance sales that are often used to make room for new inventory, sales can happen anytime, and, some stores routinely put just about every item on sale at least a few times a year.  So, how do you navigate through all the sales, trying to pick out the very best ones?  Well, CHEAP 101 has done it for you.  Below you will find some of our favorite online and offline sales.  It was really hard to choose just a few, and, we had to leave out hundreds of others.  So, we'll just call it some...
Cheap 101: Our Favorite Clearance Sales
Some people live for clearance sales and they will drop everything and reschedule appointments not to miss out on some bargains.  However, most of us do not go to that extreme.  A great clearance sale in any event is hard to pass up, that's why we've listed a few of our favorite sales below for you to check out.  You can find great savings on clearance items as well as learn a little about each store and what they have to offer.  Clearance Sales, The Fun and Excitement Begins   Did the sign above capture your attention?  If so, you'll...
Cheap 101: Our Favorite Coupon Sites
Regardless of whether you are shopping on the web or available, utilizing coupon sites can save you a lot of cash.  These cash websites and phone apps make it  natural and snappy to locate the most recent and best coupons and promotion codes, delivering everything from basic food item coupons to gifts you've been wanting but were unable to afford.  The ease of finding coupons at home, before you start your internet shopping or head out into the "real world" makes life so much easier than in the old days when you'd have to scrounge the papers looking for coupons...
Cheap 101: Addicted to Clearance Shopping
Clearance merchandise is “an irresistible bargain” with the giant price cuts and the way they’re presented seem to tap deep into a buyers psychological impulses. Some people actually become addicted to clearance shopping.  For them the high they get from finding a great deal is equal to none. The extreme mark down of products to them is so gratifying that they wouldn't even think about paying full price for anything.  So what are some of the factors that help create a shopper addicted to clearance sales?   The fear of missing out on something seems to tap into the basic needs of survival. This fear is on an unconscious level.  Their...
Cheap 101:  Amazon Clearance Sales for Great Deals on Home and Kitchen
Eating is a necessary part of life, and your kitchen is the heart of your home. Some people love their kitchens, others, dread it and would rather eat out, but, if your trying to save money, you really need to fall in love with your kitchen. Treating your kitchen like your best friend, stocking it with things you may need that will inspire you to cook is really an art.  People spend a lot of time thinking about how to decorate their home, but, few think about how to decorate the inside of their kitchen cabinets.  Do you have what...
Cheap 101: Grocery Store Shopping Do's and Don'ts
You probably know all this, but, it's worth saying it again. First, in order to help save money, plan your meals for the week before you shop and then buy what’s on the menu. Otherwise you end up eating out, or, eating the best stuff first and the rest just sits around till it gets rotten or expires, While your planning your meals, try do so that you have leftovers for lunch the next day, or freeze leftovers for a quick meal another day. To help you in your meal planning, for inspiration look for online and printable coupons as well as coupons...
Cheap 101: SMART Goals
A handy acronym known as the SMART formula will help clarify your goals. The acronym of the SMART formula stands for Specific, Measurable, Achievable, Realistic and Timely.  Being specific helps to keep your goals defined, clear, and unambiguous. Measurable means to put in place some sort of criteria to measure your progress towards the accomplishment of the goal. Achievable is to make sure that your goals are attainable and not impossible to achieve. Of course you need to be realistic in setting goals to. Don't expect a miracle to happen, working towards goals does take time and effort. Finally make sure they are time...
Cheap 101: The 50-30-20 Rule
The basic rule is to divide up after-tax income and allocate it to spend: 50% on needs, 30% on wants, and socking away 20% to savings. It's a simple plan designed to help people reach their financial goals. The rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must-have or must-do. The remaining half should be split up between 20% savings and debt repayment and 30% to everything else that you might want. If your already on a tight budget you may have to change the numbers a bit. For...
Cheap 101: Do you really need enough clothes for an army?
There is only one you.  And, you can only wear one thing at a time. Following this logic, do you really need 10 coats, 25 pairs of shoes, 50 tops, etc., etc.. The more you have, the more frustrating it can be. Things don't fit in drawers anymore, the closet becomes a nightmare.  Just trying on 10 different things until you find the perfect outfit can be a drag because you have to put it all away. One way to escape the nightmare if your caught in it is to invest in plain solid colors. Also, whenever you purchase something...
Cheap 101: Smaller Homes Save Money
We get it, the more you work, the more you want to show off just what your wealth buys. Often people will use their hard earned money to buy a house that is way too big and find themselves just living mainly in one or two rooms. You find yourself walking around a house that is too big. Thus, just because you can afford it, doesn't mean you should buy it. Living in a smaller house or even a condo or apartment is fine for a lot of people. You can often be a bit more comfortable and cozy, kind...
Cheap 101: Sometimes One Car is Enough
A lot of people and families have two or more cars. However, when you add up things like insurance, normal wear and tear, depreciation with aging, auto repairs, replacing tires and more, it's just not worth it.  Often your car is the most expensive possession you'll have besides your home.  Do you really want to work harder to keep and maintain extra vehicles?  You can only drive one at a time. It's possible to just get by with one car even in a large family.  It's called ride sharing or car pooling. On the negative side it is a hassle,...

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